I have been spending quite a few of my working hours lately on long term projects. This is really exciting for me as a writer, since most of them mean residual incomes for later. While a couple of these projects have produced immediate income, a major one won't really pay off until a couple of months from now.
This is huge for me. I have always been a future thinker which you think would be a positive thing in the fiscal sense, but I have never been much of a future planner. Instead, I am a dreamer. That means, I have a dream for what I want and I figure something in the future will get me there. I have never been an act now and reap the rewards later sort of person. So to tackle these projects is a big change for me and it makes me feel really empowered financially.
While I have always known logically that my actions today will impact my future greatly, I have never truly lived it out. I think this is true for the vast majority of the population. Hence, debt. It is like the prefrontal cortex of our brains consistently loses out to the amygdala and - ta-da! - instant gratification. Well, I'm happy to report that I am not in that crowd anymore. And it feels way better than any endorphins my amygdala was throwing my way.
This is a forever change. This is a complete lifestyle overhaul. This is an exciting adventure that, on paper, looks so amazing I just want to bust.
We're not rich. We're not lucky. I have just changed my perspective and with it my actions and the debt is just melting away. We are SO CLOSE to paying off credit card number two. A task that would have taken us three years with minimum payments is now going to happen in less than a year. The debt is looking a lot less scary every day.
It's all about looking long term but acting now. And it's shockingly not that difficult.
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