"We paid off our mortgage in only five years!"
"Bye-bye student loans in just three years!"
"We are debt-free and finally living life!"And then the dreaded words at the end of each article:
"Anyone can do it if they choose to."Ha! we think. I wish. Maybe in a dream world if everything were perfect but right now X, Y, and Z would surely stand in my way.
Well, I just don't believe that's true. I do believe that anyone can do it and with that, I have chosen to be anyone. This is the beginning of that journey, chock full of obstacles, to become debt-free. After discussions of reality and hard facts with my husband, we have made the decisions and chosen the date.
We will be debt-free by Tuesday, January 10th, 2017.
That gives us three whole years to pay of everything from credit cards to student loans and even to be without a mortgage. It sounds impossible, but we know it's not. Will it be easy? Definitely not. But we have chosen to make it a priority. We have made the decision and now nothing can stop us.
As a stay-at-home mother, I want to play as big a role in this process as I can. I have a few alternative income sources which, though small, can make a major impact. I also love living frugally, though I have been lax lately in this department. I used to keep a blog about frugal living called TheNorthForty which can still be viewed for resources, but this blog isn't going to solely focus on tips or tricks, but rather I will keep it as a journal for me to stay on track and keep my mind focused on the big goal ahead.
I may share some techniques or recipes to help myself, and maybe even you, the reader, along the way. I may also use this to own up to my problem areas as well as boast in my successes. This is not really a blog about an entire family journey, but rather just my personal log for the ways in which I can contribute
If you are joining me on this journey, I truly hope that we can help one another along the way. So pick your Tuesday and let's get debt-free!
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